CRDP vs CRSC Comparison Sheet

VUB Financial Readiness Course — Module 2
Quick Reference

The VA Waiver Explained

By law, military retirees cannot receive full retired pay and full VA disability compensation at the same time. For every dollar of VA disability pay you receive, one dollar is withheld from your retired pay — a dollar-for-dollar offset. Both CRDP and CRSC exist to restore some or all of that lost income, but they work differently.

Category CRDP CRSC
Full Name Concurrent Retirement & Disability Pay Combat-Related Special Compensation
Purpose Restores retired pay reduced by the VA waiver Compensates for disabilities caused by combat-related events
Minimum VA Rating 50% or higher 10% or higher (combat-related)
Application Automatic — no application needed if eligible DD Form 2860 — must apply through your service branch
Tax Status Taxable — treated as retired pay Non-taxable — tax-free compensation
Disability Type Any service-connected disability Combat-related disabilities only (hazardous duty, combat, war simulation, instrumentality of war)
Can Combine? No — you must elect one or the other. You may switch your election once per year.

📅 Annual Election

Each year you can choose between CRDP and CRSC. Because CRDP is taxable and CRSC is tax-free, the best choice depends on your total income and tax bracket. Run the numbers both ways before deciding. DFAS typically opens the election window in November–January.

💰 Social Security & VA Pay

VA disability compensation does NOT reduce your Social Security benefits — they are completely separate. However, VA Pension (a needs-based benefit for wartime veterans) can be affected by other income sources including Social Security. Do not confuse VA disability pay with VA Pension.

📞 Key Contacts & Resources